About Money Forward Kessai
“Money Forward Kessai” was established in March 2017 with the mission of making inter-company transactions safe and seamless, and the vision of becoming the payment infrastructure for inter-company transactions.
We offer services such as "Money Forward Kakebarai*1" : the business-to-business deferred payment settlement service, "Money Forward Early Payment": the financing service where clients can receive early payment."Money Forward Transaction Finance for Startups": the accounts receivable early funding service, the funding service for startups. "Money Forward Invoice Card Payment" : the invoice card payment service for businesses. These services have grown to handle a cumulative total of over 280 billion yen.*2
Additionally, Money Forward has been promoting cashless transactions through various payment methods such as cards and wallets, providing the cashless platform "Money Forward Pay for Business" to enhance back-office efficiency. As part of this platform, they offer the business card "Money Forward Business Card" for sole proprietors and corporations.
The Money Forward Group has been providing a wide range of financial services aimed at solving payment and cash flow issues for businesses. To offer better value in the area that combines SaaS and Fintech, we consolidated "Money Forward Pay for Business," into Money Forward Kessai in March 2025. *3
By consolidating the highly compatible financial businesses of the Money Forward Group into Money Forward Kessai, we are aiming to enhance efficient business operations and governance, while promoting agile and flexible business strategies, including obtaining necessary permits and licenses.
*1 The service names in this job posting reflect the changes made on December 1, 2024.
*2 Money Forward's Sustainability
*3 Announcement regarding the company split (simple absorption-type split) with a wholly-owned subsidiary
This position will be employed by Money Forward and be seconded to Money Forward Kessai.
Job Overview
We are seeking a backend engineer to lead the development of a service that continuously and rapidly enhances value through technology selection, architecture design, and application development in our core business of inter-company post-payment services. The goal is to create a service that allows client companies to conduct transactions with peace of mind.
The mission includes solving the challenges faced by current client companies and developing features to address obstacles for companies planning to implement the service.
Responsibilities and Duties
Design the architecture, select technologies, implement, release, and continuously improve the service "Money Forward Kakebarai," that is primarily operated on Google Cloud.
- Continuously find the challenges and reflect the changes into product features.
- Plan how the product will operate before development and communicate within the team.
- Create systems and operations that could quickly solve troubles
- Learn new technologies and share knowledge internally and externally.
- Enjoy learning and taking on challenges to solve problems together as a team.
By using the latest technology that is evolving everyday, we believe we can achieve more efficient and scalable product development.
New challenges are emerging, such as observability issues with serverless architecture and boundary problems as microservices expand. We would like to work with someone who anticipate and address these challenges, ensuring the product can continue operating smoothly.
Development Methodology
We use Scrum methodology for development, focusing on creating prototypes with chosen architectures and technologies rather than spending too much time on planning. With this, we aim for small, frequent releases.
Our one-week sprints incorporate GitOps for faster delivery, enabling release cycles at the PR level.
Since we handle financial transactions, it's crucial to ensure the service functions correctly, not just adequately. Development must consider handling errors, retry methods, and responses to issues.
Technology Stack
The technology stack we use includes the following. While these are not mandatory skills at the time of application, you will be expected to work using these technologies.
- Languages: Go, TypeScript
- Frameworks: Nuxt.js, Remix, Nest.js, gRPC, GraphQL, OpenAPI Specification (Swagger)
- Databases: MySQL, BigQuery, Datastore
- Middleware: Docker, Kubernetes, Envoy, Kong, OpenCensus/OpenTelemetry
- Cloud Infrastructure/Services: GKE, Cloud Run, Cloud Functions, Cloud Storage, Cloud Pub/Sub, Cloud Operations, Firebase Authentication, SendGrid, Datadog, Sentry
- CI/CD: Cloud Build, Github Actions
We are using more microservices in our architecture, which means we focus on how different services communicate with each other. This approach involves solving typical issues related to microservices and distributed systems. Where the scalability is required, we use serverless architecture with Cloud Run.
Required Skills and Experience
- Experience developing with a web application framework, regardless of language
- Experience developing applications using RDBMS
- Experience developing with Golang or an interest in Golang
- Experience operating services long-term using cloud platforms like AWS or GCP
- Experience using container technologies like Docker
Language Requirements
- Business-level Japanese proficiency (equivalent to JLPT N1).
- Business-level English proficiency (equivalent to TOEIC score of 700 or higher)
improve)- If you do not have a TOEIC certificate taken within the last two years with a score of over 700, you will be required to take an English test during the selection process.
- Examples: Eiken Pre-1st Grade, TOEFL iBT 60 or higher, IELTS 5.0 or higher, Cambridge English FCE, etc.
- If you do not have a TOEIC certificate taken within the last two years with a score of over 700, you will be required to take an English test during the selection process.
Preferred Skills and Experience
- Experience developing microservices
- Experience with working in an Agile/Scrum team
- Knowledge and experience in performance tuning for high-traffic services
- Experience in project management or team leadership
- Experience developing with React
- Experience developing AI or using AI tools
- Experience in AI development and/or experience in using AI tools to improve development processes.
- Money Forward recently announced our AI Strategy roadmap which focuses on improving AI-driven operational efficiencies, as well as integrating AI agents into our products to deliver better value to our users. (More information here)
Experience Gained
This position requires balancing the unique challenges of integrating "SaaS," "BPO," and "Fintech" into a cohesive application. As user demands, operational complexity, and evaluation challenges grow, we need someone who can tackle these high-level challenges and develop solutions effectively.
Additionally, the importance of addressing non-functional requirements is increasing. This includes eliminating security risks through continuous updates, managing the growing complexity of operations, and maintaining service boundaries as we expand our use of microservices and serverless architecture with Cloud Run for scalability.
This role offers the opportunity to engage with a wide range of challenges, not only technical but also related to our business and culture. We are looking for someone who can contribute to application development and help balance the elements of "SaaS," "BPO," and "Fintech."
For more information about our business and culture, please refer to our handbook.
Who We’re Looking For
- Understand business domains and model problems.
- Strong sense for handling anomalies and detecting data inconsistency patterns, with a basic understanding of microservices and distributed systems.
- Understand the basics of agile development and test-driven development.
- Has eagerness to continuously learn and engage with new technologies.
- Can identify challenges independently and proactively involve others to move projects forward.
- Communicate effectively with various people internally and externally.
Work Environment
At Money Forward, we provide an environment where we can create world-class services together, and we are looking forward to welcoming you.
- Provided PC Specs: We provide PCs equipped with the latest CPUs (MacOS or Windows). Custom-made PCs tailored to business requirements and replacements with the latest OS are also possible.
- Systems to Enhance the Development Environment: Peripheral devices necessary for work (such as displays, mice, keyboards) can be purchased as office supplies. Generally, you can choose from standard products (catalog), and if conditions are met, you can apply for non-standard products as well.
- Money Forward Library: We have a library system where you can freely borrow books, ranging from technical books to management books. Desired books can be purchased at the company's expense.
- Referral Driven: We cover the cost of recruitment meals. There is a referral reward system.
- Conference Participation Support: The company partially covers participation in domestic and international conferences, such as RubyKaigi and Google I/O.
| 職種 / 募集ポジション | Backend Engineer(Money Forward Kakebarai), Money Forward Kessai Ltd.,Tokyo |
|---|---|
| 雇用形態 | 正社員 |
| 給与 |
|
| 勤務地 | |
| Salary System | <Salary Range> Min 459,000 JPY / month（5,550,000 JPY / year）- 834,000 JPY / month（10,008,000 JPY / year） Each including fixed allowances of 132,000 JPY - 240,687 JPY / month. |
| Bonus | A「High Performance Bonus」may be paid to employees who receive high evaluations based on semi-annual evaluations in addition to their salary. ※Please note that the remuneration of the High Performance Bonus is subject to change according to the company's performance. |
| Probation Period | 3 months from join date |
| Working Hour System | Discretionary Labor System for Professional Work ※Conditions apply; subject to change to Flextime System. |
| Working Hours | 9:30 - 18:30 (60 min break) are the basic working hours. However, employees are able to choose their working hours at their own discretion. ※There is potential for overtime work outside the determined hours. |
| Work Style Policy | Hybrid work style ・As a standard practice, employees are required to work at the office a minimum of 2 days per week. Employees are encouraged to spend 3 or more days in the office. (This policy may be subject to change based on the company and job circumstances) ・The specific "team office days" may vary depending on the assigned team. |
| Holidays/Vacations | ■ Saturdays / Sundays / Japanese national holidays ■ Paid holidays ■ Summer holidays (3 days) ■ Winter holidays (2 days) ■ Year-end and New Year’s holidays (Dec 31st - Jan 3rd) |
| Benefits | ■ Various social insurances (employee pension, health insurance, employment insurance, industrial accident compensation insurance) ■ Neighborhood housing allowance and neighborhood moving allowance ■ Salary-based rent deduction benefit ■ Health check and gynecological checkup ■ Influenza vaccine ■ Book purchases support ■ Defined-contribution corporate pension ■ Employee stock ownership plan ■ Preferential treatment when using the following services（limited to businesses under contract with Money Forward） - Rental agency - Housekeeping services - Babysitting - Online English conversation school |
| Selection Process１ | Casual interview/Document Screening ↓ First interview (Depending on the position, there may be a technical assignment before the interview) ↓ Several interviews (The number of interviews depends on the position) ↓ Final interview (We may ask for a reference check before or after the interview) ↓ Job offer/Offer meeting ※The process may be subject to change depending on the case. |
| Selection Process２ | ■ What are reference checks? Money Forward may ask for your cooperation with reference checks using a reference check service tool. We believe that mutual understanding is limited to the selection process alone. Therefore, we would like to gather information about you from your supervisor and colleagues at your current or former company to ensure a more reliable match and facilitate your early success after joining our company. ※We do not make employment decisions based solely on the contents of reference checks. ※The fact that you are in the selection process with us will not be disclosed to referees. |
| Notes | ・Range of change in job description: Work as determined by the company ・Range of change in work location: Work location as determined by the company |
| Reference Information | https://recruit.moneyforward.com/#introduction |
| 会社名 | 株式会社マネーフォワード |
|---|---|
| 代表者 | 代表取締役社長グループCEO 辻 庸介 |
| 創業 | 2012年5月 |
| 取締役 | 金坂 直哉 中出 匠哉 竹田 正信 石原 千亜希 |
| 社外取締役 | 田中 正明 倉林 陽 安武 弘晃 宮澤 弦 Ryu Kawano Suliawan 菊間 千乃 |
| 監査役 | 畠山 優実 田中 克幸 瓜生 英敏 |
| CxO・VPox | 瀧 俊雄 坂 裕和 松岡 俊 伊藤 セルジオ 大輔 関田 雅和 松久 正幸 野村 一仁 長尾 祐美子 渋谷 亮 金井 恵子 |
| 執行役員 | 田平 公伸 山田 一也 本川 大輔 冨山 直道 木村 友彦 永井 博 駒口 哲也 廣原 亜樹 島村 誠一郎 永井 七奈 木村 慎治 丸山 嘉伸 吉本 憲文 工藤 裕之 島内 広史 上利 陽太郎 小山 幸宏 |
| オフィス | 本社オフィス 〒108-0023 東京都港区芝浦3-1-21 msb Tamachi 田町ステーションタワーS 21F 北海道支社 〒060-0061 北海道札幌市中央区南一条西4-5-1 札幌大手町ビル3階 東北支社 〒980-0021 宮城県仙台市青葉区中央2-2-10 仙都会館 5F 東海支社、名古屋開発拠点 〒450-6213 愛知県名古屋市中村区名駅4-7-1 ミッドランドスクエア 13F 京都支社、京都開発拠点 〒604-8004 京都府京都市中京区三条通河原町東入中島町78番地 明治屋京都ビル 4階 関西支社、大阪開発拠点 〒541-0042 大阪府大阪市中央区今橋 2-5-8 トレードピア淀屋橋 9階 広島支社 〒730-0015 広島市中区橋本町9-7 ビル博丈5F 九州・沖縄支社、福岡開発拠点 〒810-0041 福岡県福岡市中央区大名1-12-60 FPGリンクス大名Ⅱ 5F・6F |
| 社内コミュニケーション活性化の取り組み | ■全社週次/月次朝会/半期総会 ■代表との意見交換会（CEOセッション） ■全社懇親会（MF Happy Hour） ■他部門社員との交流会（シャッフルランチ・ディナー） ■上長との定期1on1（ツキイチ面談） ■社内公募制度（MFチャレンジシステム） ■社員満足度調査（MFグループサーベイ） ※一部正社員のみ |
| 労働条件 | 屋内原則禁煙（喫煙室あり）等 |
| 中途採用比率 | 2021年11月末 93.8％ 2022年11月末 90.0% 2023年11月末 76.6％ 2024年11月末 88.7% |