About Money Forward Kessai
“Money Forward Kessai” was established in March 2017 with the mission of making inter-company transactions safe and seamless, and the vision of becoming the payment infrastructure for inter-company transactions.
We offer services such as "Money Forward Kakebarai*1" : the business-to-business deferred payment settlement service, "Money Forward Early Payment": the financing service where clients can receive early payment."Money Forward Transaction Finance for Startups": the accounts receivable early funding service, the funding service for startups. "Money Forward Invoice Card Payment" : the invoice card payment service for businesses. These services have grown to handle a cumulative total of over 280 billion yen.*2
Additionally, Money Forward has been promoting cashless transactions through various payment methods such as cards and wallets, providing the cashless platform "Money Forward Pay for Business" to enhance back-office efficiency. As part of this platform, they offer the business card "Money Forward Business Card" for sole proprietors and corporations.
The Money Forward Group has been providing a wide range of financial services aimed at solving payment and cash flow issues for businesses. To offer better value in the area that combines SaaS and Fintech, we consolidated "Money Forward Pay for Business," into Money Forward Kessai in March 2025. *3
By consolidating the highly compatible financial businesses of the Money Forward Group into Money Forward Kessai, we are aiming to enhance efficient business operations and governance, while promoting agile and flexible business strategies, including obtaining necessary permits and licenses.
*1 The service names in this job posting reflect the changes made on December 1, 2024.
*2 Money Forward's Sustainability
*3 Announcement regarding the company split (simple absorption-type split) with a wholly-owned subsidiary
This position will be employed by Money Forward and be seconded to Money Forward Kessai.
Job Overview
You will be responsible for defining requirements, designing, implementing, releasing, and continuously improving the eKYC (electronic Know Your Customer) and AML (Anti-Money Laundering) platforms that support the Fintech area represented by "Money Forward Pay for Business."
Specific Tasks Includs….
- Developing API servers, web interfaces, and jobs using Ruby on Rails.
- Designing business workflows and implementing systems based on feedback from business operations.
- Optimizing and implementing UI/UX in collaboration with designers and users.
- Creating systems and processes for quick troubleshooting during operations.
- Potentially working with Go language development in the future (no current experience required).
Experience Gained
- As a corporate engineer, this position offers the unique opportunity to develop internal-facing applications where your colleagues are the users, allowing you to deliver value directly to familiar faces. You will receive direct feedback and collaborate to create better solutions, making user control easier and enabling dynamic feature development.
- We actively adopt new features and technologies to enhance team productivity. Engineers are given significant autonomy, with comprehensive responsibility and freedom in technology selection and project decision-making. This role not only enhances engineering skills but also leadership and decision-making abilities.
- You will gain hybrid experience as both a SaaS engineer and a corporate engineer (DX engineer), working across teams to develop and operate optimal internal systems.
Required Skills and Experience
- Experience developing with Ruby on Rails.
- Interest in Golang.
- Experience using container technologies like Docker.
Preferred Skills and Experience
- Experience with long-term service operation using cloud platforms like AWS or GCP.
- Experience developing microservices.
- Experience in team development using Scrum.
- Experience in data engineering.
- Experience in development from 0 to 1 phase.
- Proven ability to lead cross-team collaboration for organizational problem-solving.
- Experience in AI development and/or experience in using AI tools to improve development processes.
- Money Forward recently announced our AI Strategy roadmap which focuses on improving AI-driven operational efficiencies, as well as integrating AI agents into our products to deliver better value to our users. (More information here)
Language Requirements
- Business-level Japanese proficiency (equivalent to JLPT N1).
- Basic-level English proficiency (equivalent to TOEIC score of 600 or higher)
Technology Stack
We choose technologies with a focus on maximizing productivity and continuously providing value to users, considering both short-term and long-term perspectives. Here are some examples of our current technology stack:
- Languages/Frameworks: Ruby on Rails, Golang, TypeScript (React, Next.js)
- Cloud Infrastructure/Services: AWS (ECS, RDS, S3, SQS, etc.), GCP (Cloud Storage, Cloud Pub/Sub, etc.)
- Databases/Data Warehouses: MySQL, BigQuery
- Others: CircleCI, GitHub, GitHub Actions, Datadog, Terraform, Embulk, Slack
Who We’re Looking For
- Resonating strongly with the vision of the Money Forward Group.
- Understanding business domains abstractly and modeling problems.
- Having a basic understanding of agile development and test-driven development.
- Continuously learning and engaging with technology.
- Enjoying discovering challenges and involving others in solving them.
Work Environment
At Money Forward, we provide an environment where we can create world-class services together, and we are looking forward to welcoming you.
- Provided PC Specs: We provide PCs equipped with the latest CPUs (MacOS or Windows). Custom-made PCs tailored to business requirements and replacements with the latest OS are also possible.
- Systems to Enhance the Development Environment: Peripheral devices necessary for work (such as displays, mice, keyboards) can be purchased as office supplies. Generally, you can choose from standard products (catalog), and if conditions are met, you can apply for non-standard products as well.
- Money Forward Library: We have a library system where you can freely borrow books, ranging from technical books to management books. Desired books can be purchased at the company's expense.
- Referral Driven: We cover the cost of recruitment meals. There is a referral reward system.
- Conference Participation Support: The company partially covers participation in domestic and international conferences, such as RubyKaigi and Google I/O.
| 職種 / 募集ポジション | Backend Engineer, Money Forward Pay for Business *※Seconded to Money Forward Kessai Ltd. |
|---|---|
| 雇用形態 | 正社員 |
| 給与 |
|
| 勤務地 | |
| Salary System | <Salary Range> Min 459,000 JPY / month（5,550,000 JPY / year）- 834,000 JPY / month（10,008,000 JPY / year） Each including fixed allowances of 132,000 JPY - 240,687 JPY / month. |
| Bonus | A「High Performance Bonus」may be paid to employees who receive high evaluations based on semi-annual evaluations in addition to their salary. ※Please note that the remuneration of the High Performance Bonus is subject to change according to the company's performance. |
| Probation Period | 3 months from join date |
| Working Hour System | Discretionary Labor System for Professional Work ※Conditions apply; subject to change to Flextime System. |
| Working Hours | 9:30 - 18:30 (60 min break) are the basic working hours. However, employees are able to choose their working hours at their own discretion. ※There is potential for overtime work outside the determined hours. |
| Work Style Policy | Hybrid work style ・As a standard practice, employees are required to work at the office a minimum of 2 days per week. Employees are encouraged to spend 3 or more days in the office. (This policy may be subject to change based on the company and job circumstances) ・The specific "team office days" may vary depending on the assigned team. |
| Holidays/Vacations | ■ Saturdays / Sundays / Japanese national holidays ■ Paid holidays ■ Summer holidays (3 days) ■ Winter holidays (2 days) ■ Year-end and New Year’s holidays (Dec 31st - Jan 3rd) |
| Benefits | ■ Various social insurances (employee pension, health insurance, employment insurance, industrial accident compensation insurance) ■ Neighborhood housing allowance and neighborhood moving allowance ■ Salary-based rent deduction benefit ■ Health check and gynecological checkup ■ Influenza vaccine ■ Book purchases support ■ Defined-contribution corporate pension ■ Employee stock ownership plan ■ Preferential treatment when using the following services（limited to businesses under contract with Money Forward） - Rental agency - Housekeeping services - Babysitting - Online English conversation school |
| Selection Process１ | Casual interview/Document Screening ↓ First interview (Depending on the position, there may be a technical assignment before the interview) ↓ Several interviews (The number of interviews depends on the position) ↓ Final interview (We may ask for a reference check before or after the interview) ↓ Job offer/Offer meeting ※The process may be subject to change depending on the case. |
| Selection Process２ | ■ What are reference checks? Money Forward may ask for your cooperation with reference checks using a reference check service tool. We believe that mutual understanding is limited to the selection process alone. Therefore, we would like to gather information about you from your supervisor and colleagues at your current or former company to ensure a more reliable match and facilitate your early success after joining our company. ※We do not make employment decisions based solely on the contents of reference checks. ※The fact that you are in the selection process with us will not be disclosed to referees. |
| Notes | ・Range of change in job description: Work as determined by the company ・Range of change in work location: Work location as determined by the company |
| Reference Information | https://recruit.moneyforward.com/#introduction |
| 会社名 | 株式会社マネーフォワード |
|---|---|
| 代表者 | 代表取締役社長グループCEO 辻 庸介 |
| 創業 | 2012年5月 |
| 取締役 | 金坂 直哉 中出 匠哉 竹田 正信 石原 千亜希 |
| 社外取締役 | 田中 正明 倉林 陽 安武 弘晃 宮澤 弦 Ryu Kawano Suliawan 菊間 千乃 |
| 監査役 | 畠山 優実 田中 克幸 瓜生 英敏 |
| CxO・VPox | 瀧 俊雄 坂 裕和 松岡 俊 伊藤 セルジオ 大輔 関田 雅和 松久 正幸 野村 一仁 長尾 祐美子 渋谷 亮 金井 恵子 |
| 執行役員 | 山田 一也 本川 大輔 冨山 直道 木村 友彦 永井 博 駒口 哲也 廣原 亜樹 島村 誠一郎 永井 七奈 木村 慎治 丸山 嘉伸 吉本 憲文 工藤 裕之 島内 広史 |
| オフィス | 本社オフィス 〒108-0023 東京都港区芝浦3-1-21 msb Tamachi 田町ステーションタワーS 21F 北海道支社 〒060-0061 北海道札幌市中央区南一条西4-5-1 札幌大手町ビル3階 東北支社 〒980-0021 宮城県仙台市青葉区中央2-2-10 仙都会館 5F 東海支社、名古屋開発拠点 〒450-6213 愛知県名古屋市中村区名駅4-7-1 ミッドランドスクエア 13F 京都支社、京都開発拠点 〒604-8004 京都府京都市中京区三条通河原町東入中島町78番地 明治屋京都ビル 4階 関西支社、大阪開発拠点 〒541-0042 大阪府大阪市中央区今橋 2-5-8 トレードピア淀屋橋 9階 広島支社 〒730-0015 広島市中区橋本町9-7 ビル博丈5F 九州・沖縄支社、福岡開発拠点 〒810-0041 福岡県福岡市中央区大名1-12-60 FPGリンクス大名Ⅱ 5F・6F |
| 社内コミュニケーション活性化の取り組み | ■全社週次/月次朝会/半期総会 ■代表との意見交換会（CEOセッション） ■全社懇親会（MF Happy Hour） ■他部門社員との交流会（シャッフルランチ・ディナー） ■上長との定期1on1（ツキイチ面談） ■社内公募制度（MFチャレンジシステム） ■社員満足度調査（MFグループサーベイ） ※一部正社員のみ |
| 労働条件 | 屋内原則禁煙（喫煙室あり）等 |
| 中途採用比率 | 2021年11月末 93.8％ 2022年11月末 90.0% 2023年11月末 76.6％ 2024年11月末 88.7% |