Software Engineer I (New Graduate 2026)

Company Description

Money Forward is one of the fastest-growing Fintech companies in Japan. Our aim has been to solve financial issues of all individuals and businesses, thereby significantly enriching the lives of individuals and companies and creating a society where everyone can take on new challenges.

Since our founding in 2012, we have launched over 60 services catering to a diverse range of users, including businesses, individuals, and financial institutions. Among these are 'Money Forward Cloud,' accounting software most widely used by accounting firms in Japan and Japan's No.1 personal finance management service 'Money Forward ME', along with many other innovative products.

However, our journey to realize our mission, "Money Forward. Move your life forward," is still ongoing. To drive societal change through the power of technology, we are looking for engineers who are passionate about our goal.

Money Forward Culture

'Money' may be nothing more than a tool for living.

However, money is also essential for guarding ourselves and our families, as well as for realizing our dreams.

We contribute to building a better society by providing services that enable users to “see money in a positive light and broaden their range of opportunities,” thereby significantly enriching their lives.

In order to achieve our goal, Money Forward has cherished its Mission, Vision, Values, and Culture. We are looking for those who resonate with our passion, so please take a look at the Money Forward Culture Deck first!

Globalization

We are now aiming to become a "Global Tech Company." To develop products used worldwide, we are building a global organization that attracts exceptional engineers from across the globe.

In the engineering organization, the ratio of non-Japanese members is now higher than that of Japanese members. Talented engineers from over 30 countries, including Africa, Asia, Europe, North America, and South America, have joined us, creating a highly diverse environment.

Starting from November 2024, English is the official language within our engineering organization. Since announcing this transition in 2021, we have implemented English documentation, chat communication, and meetings. This ensures that even those who do not speak Japanese can thrive at Money Forward. Therefore, Japanese language proficiency is not required for the selection process.

We also offer comprehensive support for non-Japanese members, prayer rooms, and relocation packages covering flight costs, visa expenses, airport pickup, and temporary housing etc.

Employment Type

Full-time and permanent employment.

Start Date

April/November 2026

*April start date is exclusively for candidates residing in Japan.

*This timing is set to provide appropriate training and growth opportunities for new graduates, and therefore, entry at any other time will not be considered.

Job Description

Software Engineer I

Since our establishment in 2012, Money Forward has launched more than 60 products. Our service areas include:

• Services for individual users
• Corporate cloud services
• Corporate consulting services
• Corporate financial services
• Services for financial institutions

You will be responsible for the following tasks:

• Backend Development
• Frontend Development
• Mobile Application Development

The team assignment is determined before you join the company, taking into account your preference, evaluation during the selection process, and aptitude.

Tech Stack:
Frontend: JavaScript/TypeScript
Backend: Ruby/Go/Kotlin/Java/Python/Rust
Mobile: Android (Kotlin/Java), iOS (Swift/Objective-C), Cross Platform: Dart (Flutter)

Qualifications

Educational Background: Have a bachelor's degree or higher in Computer Science, Information Technologies, or a related field.

Graduation Timing: For April 2026 entry, candidates who are expected to graduate between September 2025 and March 2026 and reside in Japan are eligible. For November 2026 entry, candidates who are expected to graduate between November 2025 and July 2026 are eligible.

Academic Record: Have an excellent academic record.

Internship Experience: Have internship experience related to software development (minimum of 3 months).

Work Experience: Have less than one year of full-time work experience. If you have more than one year of full-time work experience, please explore other positions through the link here!

Alignment with Company Values: Share a belief in Money Forward's Mission, Vision, Values, and Culture.

Problem-Solving Passion: Possess a strong desire to develop advanced engineering skills and apply them to solve societal challenges.

Team-Oriented and Ambitious: Value teamwork and demonstrate a strong drive to continuously improve and excel in your work.

Technical Curiosity and Innovation: Exhibit a strong technical curiosity and an interest in creating and developing your own services.

Interest in Japan: Must have a strong interest in relocating to and working in Japan after graduation.

Annual salary

5 million JPY or higher.

*Including fixed overtime work allowance of 45 hours for regular, non-legal hours, legal holidays and 40 hours for late-night work.

Location

One of the following offices in Japan:

Tokyo / Osaka / Kyoto / Fukuoka / Nagoya

*Your working location is determined before you join the company, taking into account your preference, evaluation during the selection process, and aptitude.

Work Style

Hybrid work model: 2 days a week in the office, 3 days remote or in the office at your discretion.

The 2 office days are designated as team office days, where all team members are expected to be present.

This policy may be subject to change based on the company's needs and work circumstances.

Vacations

• 2 days off per week (Saturday and Sunday)
• Japanese national holidays
• Paid holiday: 10 days (first year) *Number of paid holidays increases (+1 day) every yer up to 20 days a year.
• Summer vacation days: 3 days
• Winter vacation days: 2 days

Benefit

• Health insurance
• Employee stock ownership plan
• Full transportation coverage
• Neighborhood housing allowance
• Neighborhood moving allowance
• Salary-based rent deduction benefit
• Copyright of OSS belongs to individuals
• Award system (MVP, Culture Hero)
• Seminar participation support
• Book purchases
• The latest computer (if considered necessary for work, limitless upgrade on specs and purchases of peripheral equipment are allowed.)

Relocation Support for Overseas Candidates

• Working Visa
• Flight ticket to Japan
• Relocation Bonus
• Temporary fully furnished apartment for the first month

Career Support

• New employee orientation and training for new graduates
• Trainer & mentor assignment
• Grade / Personnel Evaluation System (twice a year)
• MF Challenge System (Career formation support system where you can apply for vacant positions in the other departments in the company)

Selection Process

CV Screening > Coding Test > HR Interview > Technical Interview > Aptitude Test > Final Interview

*The selection process may change

*Please be aware that sharing any part of the selection process externally, whether through video, audio, or any other means, is strictly prohibited.

Additional Information about Money Forward

Money Forward Developers Blog : Stay updated with the latest insights, projects, and innovations from our engineering team.

Employee Stories Blog : The journeys of our Non-Japanese executive and management team members, and other inspiring stories from people working at Money Forward.

A Work Day with an Engineer : Read about the experiences of an engineer who joined Money Forward as a new graduate.

Virtual Main Office Tour : Take a 360-degree virtual tour of our Tokyo office!

Vision Report 『Forward Map 2025』: Learn about Money Forward's history, future growth strategies, and detailed information about our various businesses!